The Mortgage Phoenix Group is a mortgage broker located near Fontana, CA, with certified mortgage planning loan officers helping W-2, 1099, and self-employed borrowers secure FHA, VA, and low down payment loans with zero sales pressure.
We vet every loan officer through Certified Mortgage Planning experience, so you can find the best loan officer for your goals and move forward with confidence.
Mortgage planning expert offering direct guidance
Expert mortgage planner and dedicated community volunteer.
Mortgage Planner / Branch Manager
Providing confident loan solutions for homeowners ready to make their next move.
Over six years of experience helping families buy their first home
Easy application and dedicated support team are here to secure the mortgage that works for you.
Easy application and dedicated support team are here to secure the mortgage that works for you.
Easy application and dedicated support team are here to secure the mortgage that works for you.
Easy application and dedicated support team are here to secure the mortgage that works for you.
Get a free, no-pressure rate quote in under 5 minutes. No credit check required, and no impact on your credit score. We'll show you exactly which loan programs fit your situation and what your monthly payment looks like at today's Fontana mortgage rates.
Call 909-324-4373 or request a quote online. Hablamos Español.
Looking for a home loan in Fontana, California? The Mortgage Phoenix Group is an independent, local mortgage brokerage serving Fontana and the broader Inland Empire. Unlike traditional banks that push rigid, single-lender programs, we shop wholesale lenders to secure competitive rates and flexible loan options tailored to your financial profile.
Whether you're purchasing a home near Sierra Lakes, refinancing in South Fontana, or applying with non-traditional income, we deliver fast pre-approvals and clear, transparent guidance.
Talk to a real mortgage broker today. No pressure, no obligation.
In Bloomington, we offer a variety of home loan options including FHA loans, VA loans, USDA loans, jumbo loans, and low down payment mortgage programs. Each loan is designed to fit different financial situations, whether you're a first-time buyer or upgrading to a larger home.
Qualifying for a mortgage in Bloomington depends on your credit score, income, debt-to-income ratio, and employment history. At The Mortgage Phoenix Group, we guide you step-by-step, helping you understand what you qualify for and how to improve your chances if needed.
Most FHA loans in Bloomington require a minimum credit score of around 580, while conventional loans may require 620 or higher. However, we work with you to improve your credit profile so you can access better rates and loan options.
Yes, many programs offer low down payment options. FHA loans can require as little as 3.5% down, and there are also down payment assistance programs available for qualified buyers in Bloomington.
FHA loans are ideal for first-time buyers with lower credit scores. VA loans are for eligible veterans and active-duty military members and often require no down payment. USDA loans are designed for rural or suburban areas and also offer zero down payment options for qualified buyers.
The mortgage process in Bloomington typically takes 2 to 4 weeks once all documents are submitted. We keep you informed at every step so there are no surprises or delays.
Yes, getting pre-approved is one of the smartest first steps. It helps you understand your budget and shows sellers that you’re a serious buyer, giving you an advantage in competitive markets like Bloomington and Fontana.
Whether you're buying your first home in Downtown Fontana, refinancing in South Fontana, or moving up to a new construction home in Sierra Lakes or Hunters Ridge, we'll help you find the right loan program at the best rate available, without the pressure tactics most lenders use.
We proudly serve Fontana and the surrounding Inland Empire including Rancho Cucamonga, Ontario, Rialto, Bloomington, San Bernardino, Redlands, Riverside, Corona, Eastvale, and Jurupa Valley. Wherever you are in your home loan journey, TMPG is the trusted Fontana mortgage broker that walks with you from pre-qualification through closing day.
Call (909) 324-4373 to speak with a Fontana loan officer, or request a free quote online. No documents required. No impact on your credit. Hablamos Español.
