About
Tray believes a mortgage should be more than just a low rate, it needs to be a smart financial move. That’s why he takes a big-picture approach, carefully evaluating each client’s goals, current situation, and future plans to ensure the loan not only makes sense today, but puts them in a position to succeed for years to come.
His focus is always on creating strategies that lead to stronger financial outcomes, not just quick approvals. Outside of work, Tray enjoys spending quality time with his wife and two kids. He loves to cook and is deeply committed to providing value—both professionally and personally—to the people in his life and the clients he serves.
At The Mortgage Phoenix Group, we are here to guide you through the home buying process. We believe everyone deserves to experience the benefits and financial advantages of homeownership. We educate and guide you on how to make the best financial decision possible
Tell us about your homeownership goals and financial situation. We’ll take the time to understand where you are now and what you hope to achieve.
Based on your goals and financial position, we’ll create a personalized mortgage plan that aligns with your long-term financial well-being.
With a plan in place, you can shop for your dream home, knowing exactly what you can afford and what to expect. We'll guide you every step of the way.
Once you’ve found the perfect home, we’ll handle the rest. From finalizing your mortgage to closing the deal, we ensure a smooth and seamless real estate experienc.
Loan Officers at The Mortgage Phoenix Group, are licensed to provide loans across California & Maricopa County. Specialize in first time home buying programs, VA Home Loans, Jumbo Loans, and Down Payment Assistance.
Fontana, California, is a thriving city in San Bernardino County with a diverse population of over 200,000 residents. Known for its family-friendly neighborhoods and growing economy, Fontana offers excellent opportunities for homeownership.
Our mortgage specialists understand the unique characteristics of the Fontana housing market. With median home prices reflecting the area's growth potential and diverse housing options from starter homes to luxury properties, we help families navigate their path to homeownership.
Whether you're a first-time buyer looking in neighborhoods like Southridge or an experienced homeowner considering the prestigious gated communities, we offer competitive rates and personalized service tailored to your financial situation.
Fontana's strategic location provides easy access to major employment centers while maintaining affordable living costs compared to coastal California markets. Our loan programs are designed to help you take advantage of these opportunities.
Don't just take our word for it, The Mortgage Phoenix Group offer home loan lending services that help you feel confident in your buying decisions.
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