If you’re a first-time homebuyer, you probably have questions about down payments, credit scores, and the overall affordability of purchasing your first home. The FHA loan is designed to offer flexibility in these areas, and a Loan Officer at The Mortgage Phoenix Group can help you navigate this process. We’ll work with you to explore low down payment options, even if you have a lower credit score or higher debt-to-income ratio. Our mortgage planning approach ensures that you fully understand the terms of your loan, how much you can comfortably borrow, and how to prepare financially for homeownership. We’re here to answer your questions and help you take confident steps toward buying your first home.