We don’t measure success by loans closed but by the trust we earn and the results we deliver

136+
Google Reviews
27+
Years of Industry Experience
97%
On-Time Closing Rate
$800M+
In Total Loan Volume Funded

We're a mortgage broker that's here to help you understand the home buying process

Begin by requesting a mortgage quote, if it's a good fit, you'll start the application process. Once you're pre-approved, you can lock in your interest rate, ensuring it remains steady through the closing process.

Our licensed and highly rated loan officers will guide you through every step. We’re committed to making your journey to homeownership as smooth as possible.

Explore home loan programs

Discover the perfect mortgage loan solution for your unique needs.

Learn more

Find a mortgage loan officer

Connect with one of our certified mortgage planners.

Learn more
Fast Pre-Approval
Expert Mortgage Guidance

Find today’s mortgage rates here

Take advantage of the best mortgage rates and loans designed to fit your needs, only at The Mortgage Phoenix Group.

Explore our loan programs

Win the home with  an offer sellers trust.

Most pre-approvals still have to clear underwriting during escrow, which is where deals fall apart. The Phoenix Underwriting Advantage is a fully underwritten pre-approval: we verify your income, assets, and credit up front, so you make offers as a buyer who is already cleared to close.

  • Underwritten before you offer, not in the middle of escrow
  • A stronger, lower-risk offer that listing agents and sellers take seriously
  • A dedicated loan officer who calls the listing agent to vouch for your file
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21-day
Average close

How To Get Started with The Mortgage Process

At The Mortgage Phoenix Group, we are here to  educate and guide you on how to make the best financial decision possible.

01
Request a Mortgage Quote

Request a quote and our team will help you determine the best loan program option available for your unique goals.

02
Schedule a Mortgage Planning Session

Based on your goals and financial position, we’ll create a mortgage plan that helps you weigh your options for maximum benefit and minimal risk.

03
Get Pre-Approved

With a plan in place, we will issue you a Pre Approval so you can shop for homes, knowing exactly what you can afford and placing strategic offers.

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04
Make an Offer & Buy Your Home!

Once you’ve found the right property, make an offer and we’ll handle the rest. From finalizing your mortgage to closing the deal, we ensure a smooth and seamless real estate experience.

StarStarStarStarStar

Don't take our word for it. The Mortgage Phoenix Group has earned a 5.0 rating from 136+ homeowners on Google, people just like you.

CUSTOMER REVIEWS

Rated & Reviewed

From pre-approval to closing day, see why homeowners across the
Inland Empire keep coming back to The Mortgage Phoenix Group.

5.0

★★★★★
136+ reviews
★★★★★
Apr 6, 2026
By far the best group that can help you with your financial needs of purchasing your forever home or your home of stepping into a really good investment property There are for you every step of the way always keeping up with you. Always checking up on you answering any question that you need I will always be grateful for everything that they’ve done for me and here. I am 13 years later single mom homeowner grateful for them.
Sheila Dunn
★★★★★
Feb 20, 2026
We are beyond grateful to everyone at The Mortgage Phoenix Group🙏🏼. The whole experience was amazing everything went so smoothly. Before we knew it we were done and waiting for keys to our dream home. We definitely were in great hands with them. Everyone on the team was such a paragon elite and left us fully impressed. We will be telling all our friends and family about this unforgettable experience. Thank you to everyone at The Mortgage Phoenix Group from the bottom of our hearts our family couldn’t thank you guys enough.
Oralia Gomez
★★★★★
Apr 28, 2026
"I had a wonderful experience working with Mortgage Phoenix Group to refinance my home. Raymond Oliphat (Tray) was incredibly communicative. He answered all of my questions promptly, even on weekends and after hours, and clearly explained the complex details in simple terms. Elizabeth de la Rosa was amazing taking the stress off last-minute documents. Ana Cordero (notary public) coming to us made things so much easier she made the document signing feel like a breeze she was very knowledgeable. We are very happy with the guidance and service provided. We appreciated the honesty throughout the process they truly treat you like family. I would definitely be contacting them in my future needs.
Florenzia Vineyard
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Why Choose The Mortgage Phoenix Group?

A mortgage shouldn't feel like a test you didn't study for.

For most people, a home loan is the largest financial decision they'll ever make, and the one they've had the least practice with. We built The Mortgage Phoenix Group around a simple idea: you deserve a broker who explains the road before you drive it, answers the question you were afraid to ask, and stays with you long after the keys change hands.

A team your neighbors already trust

136+ five-star reviews from Rancho Cucamonga and the Inland Empire isn't an accident. It's what happens when you treat every client like the referral they're about to become.

Talk to a real mortgage broker today. No pressure, no obligation.

About us
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Offering Mortgage Brokers Services Near You

Headquartered near Rancho Cucamonga, the Loan Officers at The Mortgage Phoenix Group, are licensed to provide loans across California, including Los Angeles, San Bernardino County, & in Arizona's Maricopa County.

You'll work with one of our trusted and highly rated loan officers

The Mortgage Phoenix Group is a team of diverse and passionate home loan professionals. We're here to provide you with an amazing home buying experience.

Loan Officer
Aris Avalos

Mortgage planning expert offering direct guidance

NMLS #206953

Loan Officer
Connor Butler

Expert mortgage planner and dedicated community volunteer.

NMLS #1549491

Branch Manager
Francisco Jara

Mortgage Planner / Branch Manager

NMLS #314395

Senior Advisor
Jaime Lyons

Providing confident loan solutions for homeowners ready to make their next move.

NMLS #1048827

Loan Officer
Raymond Oliphant

Over six years of experience helping families buy their first home

NMLS #2118752

God worked through them....and God is not wrong.

Sonia Torres

11 months ago

Very knowledgeable and friendly. Stephanie and Ana walked us through the process and helped us at every turn. Definitely reccomend!

Tony

4 years ago

We dealt with Aris and Ana during our refinance. Aris and his team were very helpful in guiding us to refinance our house. They updated us as need, were orient as we tried to gather all our things, even suggested solutions to our home insurance issues. We were able to go through this process without meeting one on one given the circumstances yet it was a pleasant experience!

Lorena Sanchez

4 years ago

Thank you very much for your wonderful service and support. Everything went super well and fast, now the real stress is here. Jk I will be reaching out for your services in the future. Thank you again to you and all your Team. 😊 …

sana rodri

a year ago

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Anthony Perez is really good, he helped me get my home and I’ll recommend him to anyone. He does really good work.

Kevin Bugarin

a year ago

Get started today, your home loan pre-approval made easy.

You can trust The Mortgage Phoenix Group to be in your corner throughout the entire home buying process. Our philosophy and passion for what we do is unmatched. Start your home buying journey today!