We don’t measure success by loans closed but by the trust we earn and the results we deliver

136+
Google Reviews
27+
Years of Industry Experience
97%
On-Time Closing Rate
$800M+
In Total Loan Volume Funded

We're a mortgage broker that's here to help you understand the home buying process

Begin by requesting a mortgage quote, if it's a good fit, you'll start the application process. Once you're pre-approved, you can lock in your interest rate, ensuring it remains steady through the closing process.

Our licensed and highly rated loan officers will guide you through every step. We’re committed to making your journey to homeownership as smooth as possible.

Explore home loan programs

Discover the perfect mortgage loan solution for your unique needs.

Learn more

Find a mortgage loan officer

Connect with one of our certified mortgage planners.

Learn more
Fast Pre-Approval
Expert Mortgage Guidance

Find today’s mortgage rates here

Take advantage of the best mortgage rates and loans designed to fit your needs, only at The Mortgage Phoenix Group.

Explore our loan programs

Win the home with  an offer sellers trust.

Most pre-approvals still have to clear underwriting during escrow, which is where deals fall apart. The Phoenix Underwriting Advantage is a fully underwritten pre-approval: we verify your income, assets, and credit up front, so you make offers as a buyer who is already cleared to close.

  • Underwritten before you offer, not in the middle of escrow
  • A stronger, lower-risk offer that listing agents and sellers take seriously
  • A dedicated loan officer who calls the listing agent to vouch for your file
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21-day
Average close

How To Get Started with The Mortgage Process

At The Mortgage Phoenix Group, we are here to  educate and guide you on how to make the best financial decision possible.

01
Request a Mortgage Quote

Request a quote and our team will help you determine the best loan program option available for your unique goals.

02
Schedule a Mortgage Planning Session

Based on your goals and financial position, we’ll create a mortgage plan that helps you weigh your options for maximum benefit and minimal risk.

03
Get Pre-Approved

With a plan in place, we will issue you a Pre Approval so you can shop for homes, knowing exactly what you can afford and placing strategic offers.

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04
Make an Offer & Buy Your Home!

Once you’ve found the right property, make an offer and we’ll handle the rest. From finalizing your mortgage to closing the deal, we ensure a smooth and seamless real estate experience.

StarStarStarStarStar

Don't take our word for it. The Mortgage Phoenix Group has earned a 5.0 rating from 136+ homeowners on Google, people just like you.

CUSTOMER REVIEWS

Rated & Reviewed

From pre-approval to closing day, see why homeowners across the
Inland Empire keep coming back to The Mortgage Phoenix Group.

5.0

★★★★★
136+ reviews
★★★★★
Jul 23, 2026
Amazing team! We’ve worked with Francisco and The Mortgage Phoenix Group twice over the last six years, and both experiences have been great. Everyone was professional, responsive, and made the home-buying process so much easier. A special shoutout to Ana, our processor, who kept us updated every step of the way and made sure we always knew what was needed. Buying a home can be stressful, but this team made the process feel smooth from start to finish. We’re so grateful for their help and would absolutely recommend Francisco, Ana, and The Mortgage Phoenix Group to anyone looking for a mortgage!
Elizabeth C
★★★★★
Jul 31, 2026
Working with Francisco Jara and The Phoenix Group has been one of the best experiences we’ve ever had. Francisco is incredibly knowledgeable, trustworthy, and truly goes above and beyond for his clients. He helped us refinance our home and later made it possible for us to purchase another home that helped our family achieve a dream we never thought possible. Thanks to Francisco’s guidance, dedication, and creative solutions, our granddaughter now lives just half a mile away from us. Being so close to her is a blessing that our family will cherish forever, and we honestly couldn’t have done it without him. A special thank you to Ana, Francisco’s amazing assistant. She communicated with us every step of the way, kept us informed throughout the entire process, and always made us feel like a priority. Her responsiveness and professionalism were exceptional. If you’re looking for a lender who genuinely cares about your goals and has an incredible team behind him, I wholeheartedly recommend Francisco Jara and The Phoenix Group. They don’t just help you close loans—they help make life-changing dreams come true. Thank you for everything!
Josephine Brito
★★★★★
Aug 3, 2026
I highly recommend Phoenix Mortgage Group! Francisco Jara and his entire staff did an amazing job and went above and beyond to help this wonderful family achieve their dream of homeownership in Montclair. Francisco used his extensive knowledge, experience, and dedication to successfully guide the financing process, making it possible for the family to purchase their two-unit property and turn it into their new home. His professionalism, communication, and commitment were outstanding every step of the way. If you're looking for a mortgage company that truly cares about its clients and works tirelessly to make homeownership a reality, Phoenix Mortgage Group is the right choice for all your mortgage needs.
Jackie Cert Prob. & Living Trust Realtor Mendez
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Why Choose The Mortgage Phoenix Group?

A mortgage shouldn't feel like a test you didn't study for.

For most people, a home loan is the largest financial decision they'll ever make, and the one they've had the least practice with. We built The Mortgage Phoenix Group around a simple idea: you deserve a broker who explains the road before you drive it, answers the question you were afraid to ask, and stays with you long after the keys change hands.

A team your neighbors already trust

136+ five-star reviews from Rancho Cucamonga and the Inland Empire isn't an accident. It's what happens when you treat every client like the referral they're about to become.

Talk to a real mortgage broker today. No pressure, no obligation.

About us
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Offering Mortgage Brokers Services Near You

Headquartered near Rancho Cucamonga, the Loan Officers at The Mortgage Phoenix Group, are licensed to provide loans across California, including Los Angeles, San Bernardino County, & in Arizona's Maricopa County.

You'll work with one of our trusted and highly rated loan officers

The Mortgage Phoenix Group is a team of diverse and passionate home loan professionals. We're here to provide you with an amazing home buying experience.

Loan Officer
Aris Avalos

Mortgage planning expert offering direct guidance

NMLS #206953

Loan Officer
Connor Butler

Expert mortgage planner and dedicated community volunteer.

NMLS #1549491

Branch Manager
Francisco Jara

Mortgage Planner / Branch Manager

NMLS #314395

Senior Advisor
Jaime Lyons

Providing confident loan solutions for homeowners ready to make their next move.

NMLS #1048827

Loan Officer
Raymond Oliphant

Over six years of experience helping families buy their first home

NMLS #2118752

Ariz avalos and his took care of us from beginning to end any questions big or small there answered and got us through the process thank you

Roberto Rodriguez

4 years ago

Thank You For All The Hard Work And Effort You Had And More Than Anything Patience, I Will Definitely Recommend You With My Friends 😊 …

Tere Barragan

a year ago

The mortgage phoenix group is the best highly recommended and most importantly they treat you like family, Connor and the team are very knowledgeable.

Frank Sanchez

11 months ago

Deja is so amazing, she helped me so much during my home buying process and I couldn’t have done it without her support and for her whole team… they are super polite and answered all my questions and made the whole process much better. Would give them 10 stars!!

Blanca Linares

a year ago

We dealt with Aris and Ana during our refinance. Aris and his team were very helpful in guiding us to refinance our house. They updated us as need, were orient as we tried to gather all our things, even suggested solutions to our home insurance issues. We were able to go through this process without meeting one on one given the circumstances yet it was a pleasant experience!

Lorena Sanchez

4 years ago

Anthony Perez was informative and very friendly. He and Ana Cordero at The Mortgage Phoenix Group made the whole experience easy and it was a pleasure working with them.

Joana Leveratto

a year ago

Get started today, your home loan pre-approval made easy.

You can trust The Mortgage Phoenix Group to be in your corner throughout the entire home buying process. Our philosophy and passion for what we do is unmatched. Start your home buying journey today!